Responsibilities: 

1.1 Technology Strategy & Business Alignment

• Define and execute the overall technology strategy aligned with digital banking and lending objectives.
• Partner closely with Business, Risk, Product, and Operations teams to:
  • support lending product development
  • optimize credit lifecycle
  • enable scalable digital financial services.
• Translate business goals into technology architecture and platform capabilities.

1.2 Core Banking & Integration Ownership

• Lead the architecture, implementation, and optimization of Core Banking systems (T24 / Mambu or equivalent).
• Own the end-to-end integration layer, including:
  • API architecture
  • middleware / ESB
  • microservices ecosystem.
• Ensure seamless integration across:
  • lending systems
  • payment systems
  • third-party partners
  • internal digital platforms.
• Drive system scalability, performance, and flexibility to support rapid product rollout.

1.3 Digital Lending Enablement

• Enable lending platforms including loan origination, credit scoring, underwriting, disbursement and repayment.
• Work closely with Risk and Data teams to embed: decision engines, real-time processing and automation in lending flows.
• Ensure systems are designed to support high-volume, real-time digital lending operations.

1.4 Data Platform & Collaboration (Nice-to-have)

• Peer with Chief of Data to align data architecture and business needs.
• Support centralized data platform initiatives.
• Ensure systems support real-time, consistent and integrated data usage.

1.5 IT Operations & Infrastructure

• Ensure system performance, availability and security.
• Drive cloud-native architecture and infrastructure.
• Manage vendor ecosystem and partnerships.

1.6 Leadership & Transformation

• Build and lead high-performing tech teams.
• Drive agile ways of working and engineering culture.
• Act as advisor to CEO on technology strategy.

Requirements:

Background

• Vietnamese only, no expats
• Education: Bachelor's degree in IT/SE/ Computer Scientist, Economics, Banking, or Mathematics related

Experience

• 12+ years in technology leadership roles.
• Experience in fintech, digital banking or lending platforms.

Domain Expertise

• Strong understanding of lending and credit business.
• Ability to connect technology with business outcomes.

Core Banking & Integration

• Hands-on experience with T24, Mambu or similar systems.
• Strong experience in API and integration architecture.

Technical Knowledge

• Cloud architecture (AWS, GCP, Azure).
• Microservices and distributed systems.

Leadership

• Strong strategic thinking with business-driven mindset
• Ability to lead cross-functional teams across Tech, Product, Risk, and Business
• Strong execution capability in fast-scaling environments
• Excellent stakeholder management and communication skills.

 

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