Senior Manager, Credit Risk

Key Responsibilities

• Assess and approve corporate credit proposals within delegated authority; provide independent recommendations for higher-level approvals.

• Conduct comprehensive credit reviews and evaluate borrower risk profiles.

• Monitor portfolio quality and identify emerging credit concerns.

• Ensure all credit assessments comply with bank policies, risk standards, and local regulatory requirements.

• Review the quality and completeness of credit submissions from business units.

• Coach and support junior credit team members.

• Coordinate with regulators, auditors, and internal stakeholders on credit-related matters.

Requirements

• Bachelor's degree in Finance, Banking, Economics, Business Administration, or a related discipline.

• Around 10+ years of experience in corporate banking, credit risk, credit approval, or credit review, including hands-on exposure to Vietnamese corporate clients.

• Solid expertise in credit structuring, risk assessment, and commercial lending decisions.

• Strong understanding of Vietnam's banking regulations, credit practices, and risk management framework.

• Good knowledge of key industries and major corporates operating in Vietnam.

• Strong financial analysis and corporate credit evaluation capabilities.

• Ability to identify risks, challenge assumptions, and deliver clear, well-reasoned credit recommendations.

• Effective English communication skills, both written and verbal.

• Strong stakeholder management, teamwork, and ability to perform well under pressure.

• High level of professionalism, integrity, and attention to detail.

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